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OCR: A SHOPPER'S GUIDE TO THE 10 BEST CARDS Moot credit-card halders carryone ormore annual fees ifyou tendto carrya balance cards ofthe 10 largest Issuers llsted below montr to morth. All20i SSUeTS are listed Trouble is. they're generally the most from least to mast costlyin their respective expensive ones to use. want to shop categories, based on what t you would pay punore for better deals, start wtthi the lower annually if you kept an average balance of half of the table, where you'll find the10 200 Why? the cost gap The big issuers least costly nationally available competitors cards areoften loaded with enhancements In general the fhve no-fee alternatives Wi. and YIC: extras you pay whetheryou give you trock -bottom costsif you pay your use them or uot The majors also charge cardoft each m ...